This page explains the basic use terms for JoeGalvin.com and keeps visitors pointed to official Loan Factory program documents where they control.
Informational use only
Content on this site is provided for general mortgage education and scenario review. It is not a loan approval, lock, commitment to lend, or guarantee of pricing, eligibility, or closing.
Program terms control
Loan programs, pricing, eligibility, guidelines, and guarantee requirements are subject to change and qualification. The official Loan Factory documents and disclosures control.
$2,000 Best Price Guarantee
The Best Price Guarantee is a Loan Factory program for qualifying competing offers. Review the official terms before relying on the program.
No sensitive email submissions
Do not send full loan applications, Social Security numbers, bank statements, or sensitive financial documents by ordinary email unless specifically directed through a secure channel.